Forget the website and it's problems, forget the massive health insurance cancellations (of which I am experiencing), forget everything you know and follow my reasoning for just a few moments.
Health insurance does not provide health care, nor does medicaid or medicare. Read that statement again.... and once more. Got it?
Health insurance is an industry, and they don't do business for charity's sake. Basically, health insurance companies wheel and deal for the best prices on medical goods and services and they guarantee payment at those prices. So when you need a 2 week stay in the hospital after a car accident or some such, and the bill comes to 90k, the health insurance people have secured their status as a premium payer, and the hospital facility is all too happy to take the guaranteed funds, and their discount for bulk payment makes their cost more like 60k... for what really should cost 5-10k in any sane world.
Health insurance companies aren't in the health care business, they are in the low ball bill paying business... as well as being in bed with the actual healthcare megacorps. Just like McDonalds corporate isn't in the food business, they make their money by leasing land, franchise rights and supply pricing... so essentially McDonald's themselves is a Real Estate company with brand and purchasing power. They are closer to Chase than they are an independently owned and marketed restaurant, who is ACTUALLY in the food business.
So with that being said, "Affordable Care Act" is a bullshit misnomer, intended to confuse and misdirect. Also, it combines the worst sort of government bureaucracy (Federal) with the worst sort of false capitalism (Corporatism) further saddling my generation and the subsequent ones with crushing legacy debt of which there is no sign of yielding.
We already have a form of free healthcare in the United States, it just sucks. If you stroll up to the ER with your arm hanging on by a vein, they have to admit you and treat you, per federal law. What happens when you can't pay later? In short, nothing. You may be hounded by bill collectors and what not, but in the end you got free health care, and the hospital largely has to absorb that.
You want affordable health care? Make health care itself affordable, not the insurance. For starters, you have to severely curtail the litany of malpractice lawsuits, promote a healthier lifestyle and the prevention of problems in the first place. You are never going to get to a place where the ER and other emergency services are not required, but you can ward off the vast majority of preventable complications by simply taking personal responsibility. Don't reward doctors for loading up the shotshell of drugs and seeing which one sticks, outlaw kickbacks, and force the market to be competitive by it's own merit and not by which megacorp it has in it's network.
I am sure somehow this is all George W. Bush's fault.